1. Revocation of a judgment of the first instance;

2. The Defendant’s KRW 68,304,407 and KRW 31,382,682 among the Plaintiff and the Plaintiff’s KRW 31,382,682 on November 2013.

1. Determination on the cause of the claim

A. The facts of recognition 1) Each company indicated in the name of "transfer agency" column under the table 1 below (hereinafter "each transfer company of this case").

(1) As to the Defendant, the term “loan balance” as set forth in the table 1 below is the principal, interest, and damages for delay (hereinafter referred to as “each claim of this case”).

(3) On June 21, 2013, the Plaintiff concluded a contract with the Defendant on June 21, 2013 on June 21, 2013, 27,954,954,903,903,636,956 1,295,295,1621,718,581 2,132,132,617,617 1,566,18, 18, 31,382,682, 36,921,725, 725, 2006 27, 201, 31,200, 2003, 2003, 1,000,000 won, 1,000,000 won, 1,000,000 won and 1,000 won.

3) The principal and interest claims as of November 18, 2013 are as indicated in Table 1 above, and the overdue interest rate applicable to each of the claims of this case is 17% per annum. [No. 1, 2, 3, 4, 5, 6-1 and 2 of the evidence No. 1, 2, 2, 2, 3, 4, 5, 6-1 and 2 of the ground for recognition.

B. Accordingly, the Defendant is obligated to pay to the Plaintiff, who received each of the principal and interest claims stated in Table 1 from each of the instant transferor companies, 68,304,407 won in total, and 31,382,682 won in total, which is the day following the relevant base date, to pay damages for delay calculated at the rate of 17% per annum from November 19, 2013 to the day of full payment.

3. Thus, the plaintiff's claim of this case is accepted with merit, and the judgment of the court of first instance is unfair with different conclusions, and the judgment of the court of first instance is revoked and the judgment is ordered to order the defendant to pay the above amount. It is so decided as per Disposition.