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(영문) 광주지방법원 해남지원 2017.01.11 2016가합3243
채무부존재확인
Text

1. Attached Form 2A in relation to the insured events described in Attached Form 1.

Plaintiff on the basis of an insurance contract described in this subsection.

Reasons

1. Basic facts

A. On October 17, 201, the Plaintiff’s insured as the Defendant, including the Defendant’s parent-child B and the special terms and conditions of the disease general disability and the special terms and conditions of the disease compensation fund II (not less than 50% temporary terms and conditions).

In attached Form 2(b), including the same insurance contract as described in the paragraph, and the C and the C and the C and the C, the Defendant’s misplacement on September 26, 2012, as the special terms and conditions of the Income Compensation Fund II (not less than 50

concluded an insurance contract such as described in subsection (1).

(hereinafter “each of the instant insurance contracts”). (b)

On March 18, 2015, the Defendant was diagnosed as having symptoms, such as vain, abnormal behavior, and salkin, and had been hospitalized at the Maritime Hospital from March 20, 2015 to May 12, 2015. After discharge, the Defendant was diagnosed as having “the mental retardation of salkic disease and salkinosis” from Doz on October 8, 2015, while being hospitalized at the Maritime University Hospital after discharge.

C. The defendant asserted that he had suffered from such diagnosis that he had suffered from a severe disability in mental behavior and a conspicuous dementia, and that he had suffered from a post-treatment disability in attached Form 2-A to the plaintiff.

18,00,000 insurance money of general disability due to disease insurance contract as described in the clause, and 150,000,000 insurance money of 150,00,000,000 insurance money of 150,000

The insurance claim amounting to KRW 268,00,000,000, total insurance money of KRW 100,000,000 based on the insurance contract described in the clause.

39. The company under Article 1 of the General Terms and Conditions of Injury to Disease and Ex Post Facto Disability (Types and Grounds for Payment of Insurance Money) shall pay the insurance money agreed upon to the beneficiary (beneficiary) when any of the following events occurs to the insured (beneficiary):

1. Insurance proceeds for all diseases and aftermath disability: If the rate of payment specified in the Disability Classification Table (See Attached Table 1; hereinafter the same shall apply) is less than 80 per cent of the disease during the insurance period of this Special Terms and Conditions, the following amounts shall be guaranteed separately:

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