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(영문) 전주지방법원군산지원 2015.03.12 2014가합2039
채무부존재확인
Text

1. The plaintiff is based on each insurance contract described in paragraph 2 of the attached list with respect to the insured events described in the attached list 1.

Reasons

The Plaintiff made the Defendant’s husband D (hereinafter “the deceased”) as the insured between the Defendant A and the Defendant, and the attached Table 2-A on March 30, 2013.

(2) A list 2-b of April 30, 2013.

each insurance contract described in subsection was entered into.

(2) The deceased died on December 27, 2013 due to the chronic alcohol change, blood plate decrease, acute pulmonary blood, etc. (hereinafter “each of the instant insurance contracts”). After that, the Defendants, the inheritor of the deceased, filed a claim against the Plaintiff for insurance proceeds stipulated in each of the instant insurance contracts on this ground.

However, the deceased's death does not constitute an insured incident as stipulated in each insurance contract of this case.

In addition, even though the deceased received medication treatment from the Military Medical Center, etc. for more than three years prior to the conclusion of each insurance contract of this case due to symptoms such as alcohol liveration, etc., the deceased did not notify the plaintiff. The plaintiff did not terminate each insurance contract of this case by the delivery of the complaint of this case on this ground.

Therefore, there is no obligation to pay insurance money to the Defendants of the Plaintiff based on each insurance contract of this case, the death of the Deceased as an insured event.

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