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(영문) 서울중앙지방법원 2016.05.25 2014가단5351671
보험금
Text

1. The Defendant’s KRW 93,00,000 as well as 6% per annum from January 29, 2015 to May 25, 2016 to the Plaintiff.

Reasons

1. Facts of recognition;

A. The Plaintiff entered into an overseas travel insurance policy with the Defendant, an insurance company, as shown in the attached Form, ① a non-dividend Alphr coverage insurance (hereinafter “First Insurance”) and ② an overseas travel insurance (hereinafter “Second Insurance”).

The main contents related to the payment of insurance money among insurance clauses of the first and second insurance are as shown in the attached Form.

B. On March 27, 2014, the Plaintiff was out of the Republic of Korea during travel.

(hereinafter referred to as “instant accident”). C.

From March 27, 2014 to April 10, 2014, the Plaintiff was hospitalized in B Hospital for 15 days, and on March 28, 2014, the Plaintiff was diagnosed to wear a plebal assistive device for two months as “L1’s frame.”

The Plaintiff was added to the first week due to the instant accident.

As of the closing date of pleadings, modified spine has been permanently fixed in a flexible state as of the end date of pleadings, and the 12 plephical 2nd century was measured at 18 degrees.

[Ground of recognition] The description of Gap evidence Nos. 1 through 6, the result of the physical examination commission to the director of the National University of Motol, the purport of the whole pleadings

2. According to the above findings of the determination, the Plaintiff was inverted by spine due to the instant accident, and the 12 chrone - the 12 chrone - the 2 chrone 18 degrees 48 degrees.

Article 17(3), Article 6(1)(5)(6) of the Terms and Conditions of 1 Insurance and Article 14(2), Article 6(1)(5) of the Terms and Conditions of 2 Insurance and Article 14(2), Article 6(1)(6) of the Terms and Conditions of 1 Insurance and Article 14(2), and Article 6(1)(6

Therefore, the Defendant is obligated to pay to the Plaintiff damages for delay calculated at the rate of 15% per annum under the Commercial Act from January 29, 2015, the day following the delivery date of a copy of the complaint in this case, which is the day of the delivery date of the copy of the complaint in this case, to the extent that it is reasonable for the Defendant to dispute on the scope of the Defendant’s performance obligation. The Defendant is obliged to pay damages for delay calculated at the rate of 30 million won per annum under the Act on Special Cases Concerning the Promotion, etc. of Legal Proceedings from the next day to the day of full payment.

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