1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. According to the record as to the legitimacy of the subsequent appeal, since the document of lawsuit, including a copy of the complaint of the court of first instance, and the original copy of the judgment, are served to the defendant by means of service by public notice, and the defendant becomes aware of the fact that the defendant was not aware of the lawsuit of this case and the judgment of the court of first instance, it can be recognized that the subsequent appeal of this case was filed within two weeks after

2. Basic facts

A. The Defendant concluded an Industrial Bank of Korea, Samsung Card, etc. with a credit card loan agreement or a credit card transaction agreement and received credit card loan or traded credit cards, but failed to pay the principal and interest of loan to each of the above financial institutions.

B. On May 13, 2005, each of the above financial institutions transferred each of the claims against the Defendant to the Plaintiff, and at that time notified the Defendant of the above assignment of claims.

C. As of March 31, 2012, the amount of the principal and interest of the Defendant that the Plaintiff acquired from each of the above financial institutions reaches KRW 28,685,919 (= Principal KRW 10,650,123 or delay damages KRW 18,035,796) as indicated below.

On the other hand, after March 31, 2012, the overdue interest rate of each of the above receivables is 17% per annum.

[Attachment 1,625,089 Won 4,4,496,30 Won 8,121,419 Won 2,657,610 Won 65,130 Won 1,62,740 Won 1,223,328 Won 2,39,286 Won 3,622,614 Won 4KB Asset-backed 162,69,60 Won 2,6365,67,70 Won 8,206 Won 8,465,20,57,57,589 Won 86,57,57,986, 165, and 165 Won 2,57,565, and 75, and 97,57, and 197, KB Asset-backed Securitization