1. The plaintiff (Counterclaim defendant)'s main claim is dismissed.

2. The plaintiff (Counterclaim defendant) is the defendant (Counterclaim plaintiff) 315,623.

1. Basic facts

A. On February 25, 2008, the Plaintiff concluded the instant insurance contract between the Defendant and the insured with the insurance coverage period from February 25, 2008 to February 25, 2034, with the insurance coverage amounting to 30,000,000,000 basic contract (in the event of injury and death), 30,000,000,000, 30,000,000, 30,000,00,00,00,000, for injury income compensation (in the event of 50% or more) as the Defendant’s occupation at the time of entering into the instant insurance contract. (2) At the time of entering into the instant insurance contract, the Defendant notified the Defendant of his occupation as a job soldier (noncommissioned) corresponding to Grade 2, 2, and the insurance premium was determined as KRW 181,710,0 corresponding to Grade 2,00.

3) The insurance terms and conditions of the instant insurance contract (hereinafter “instant insurance terms and conditions”).

Article 13 (Damage to Compensation) (1) of the General Terms and Conditions provides that the insured has sustained bodily injury during the period of insurance, if the insured has sustained bodily injury due to a sudden and incidental accident during the period of insurance, the insured shall be bound to compensate for the injury in accordance with Chapter 1 (General Provisions) and the terms and conditions of this Agreement. Article 16 (Insurance Money for Old Disability) (1) provides that the insured has sustained bodily injury during the period of insurance, and as a result, the insured has suffered bodily injury within two years from the date of the accident, and the injury has been cured, and directly has lost its function within two years from the date of the accident, or has lost its function (hereinafter referred to as “ex post facto disability”).

I shall be referred to in the disability classification table (Annex I), hereinafter the same as the disability classification table.

(C) If the rate of payment set forth in section 80 per cent or above is equal to or greater than that of the latter disability (hereinafter referred to as “higher disability”).

(i)on the other hand, pay to the beneficiary the purchase amount of the insurance covered by this special agreement entered into in the insurance policy (insurance Policy). Article 24 (Obligation to Notify after the Contract) ① The contractor or the insured shall, after entering into the contract, change the occupation or duty (for private use) of the insured.