The defendant is innocent. The summary of this judgment shall be notified publicly.

1. The Defendant in the facts charged in this case is a person who actually operated juice, which sells release on bail and coffee, etc. with the trade name “D” on the Gangnam-gu Seoul Metropolitan Government 1’s floor.

The defendant had a credit card company registered the name of the business operator in the name of E, who was the defendant, after having reached the number of million won of the overdue payment due to the use of the credit card and resulting in the number of individual debts, and having known about the compulsory execution such as provisional seizure from the credit card company, etc.

On July 31, 2010, the Defendant stated that the victim F is required to have money to expand the store. In addition, the lease deposit is KRW 65 million, and the apartment is owned in Incheon, and the apartment is provided as security. The Defendant borrowed KRW 80 million until December 31, 201.

However, in fact, the above "D", which the defendant argued that he would offer the victim as security, did not remain as set-off against the smuggling monthly rent, and the apartment complex located in Incheon was already offered as security to others and did not have any value as security. Moreover, even if the defendant borrows money from the victim by December 31, 201, when the amount of obligation to use the card against the credit card company exceeds 10 million won, the defendant did not have any intention or ability to complete payment by December 31, 201.

Nevertheless, the defendant, as above, is the defendant's account under the name of E (National Bank: G), the second and third.5 million won on July 29, 2010, and the same year, since the defendant deceivings the victim and used by the defendant.

8. 20. 6.5 million won and the same year.

9. 12.4 million won, 14.1 million won for the same month, 16.3 million won for the same month, 29.3 million won for the same month, 3 million won for the same month, 30.5 million won for the same month, and 60 million won for each remittance on 10.5 million won for the same year.

2. Determination on deception stated in the indictment

(a)a claim to refund a deposit for lease at a car page;