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1. An insurance contract entered in the attached list (2) with respect to the plaintiff's insurance accident as stated in the attached list (1).
Reasons
1. Basic facts - The Plaintiff is an insurer who entered into an insurance contract on October 12, 201, listed in the attached list (1) with the deceased as the insured (hereinafter “instant insurance contract”) between the deceased and the deceased around October 12, 201, and the Defendant is the beneficiary of the death insurance under the instant insurance contract.
- On June 19, 2014, the Deceased died of his own crepit in the tape in Gwangjin-gu Seoul Special Metropolitan City (Seoul Special Metropolitan City Gwangjin-gu) 301, which was his house, as carbon poisoning.
- According to the terms and conditions of the instant insurance contract, the Plaintiff shall pay the death insurance money in the event of the death of the insured, but the Plaintiff shall not pay the insurance money in the event of the insured intentionally.
[Ground of recognition] Evidence Nos. 1 through 5, purport of the whole pleading
2. According to the allegations and the above facts of recognition, since the deceased, who is the insured, died, the plaintiff should pay the death insurance money to the defendant, but as seen earlier, the deceased committed suicide by means of avoiding bomb at the sealed place. Since the insured's death was ultimately caused by the insured's intentional act, the plaintiff is not liable to pay the insurance money to the defendant in accordance with the terms and conditions of the insurance contract of this case, and the plaintiff's assertion pointing this out is with merit.
3. If so, the plaintiff's claim of this case is justified.