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(영문) 서울중앙지방법원 2020.02.14 2019나19817
보험금
Text

1. Of the part against Defendant D Co., Ltd. in the judgment of the court of first instance, the following amount is the amount ordered to be paid.

Reasons

1. Under the main sentence of Article 420 of the Civil Procedure Act, the corresponding part of the judgment of the first instance (1. basic facts) shall be quoted in this part of the basic facts.

2. The assertion and judgment

A. As to the party’s assertion, the corresponding part of the judgment of the first instance (2. A. the party’s assertion) is cited pursuant to the main sentence of Article 420 of the Civil Procedure Act.

B. According to the special agreement on the accident of this case regarding the accident of this case, the reason for the payment of insurance money is "when the insured dies due to a disaster," and "disaster" is "case where the insured intentionally injures himself/herself" as one of the reasons for not paying insurance money. According to the driver insurance contract of this case, the reason for the payment of insurance money is "the case where the insured intentionally injures himself/herself" and "injury" is "the case where the insured intentionally injures his/her body due to a sudden and unexpected accident occurring during the insurance period," and "injury" is "the case where the insured intentionally injures his/her body due to an accident, etc.: Provided, That if the insured has damaged his/her body without free decision due to a defect, etc., the insurance money shall be paid." Thus, there is no dispute between the parties as a result of the accident of this case and the insured's death as a result of the accident of this case, which cannot be predicted as a result of an accident of this case, and the insured's accident cannot be predicted as a result of a contingency insurance contract."

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