The defendant shall pay to the plaintiff KRW 247,574,758 as well as KRW 123,787,379 as from October 1, 2019 to November 29, 2019.

. does not affect the determination of insurance proceeds;

【Standards for Payment of Insurance Money】 Criteria for Payment of Compensation by Substitutes and Non-Insurance Vehicles

(a) Funeral expenses provided for in the items of payment of the following amounts within the limit of the purchase amount of insurance by type of insurance guaranteeing each death:

(a) Amount paid: 5,000,000 won;

(b) Scope of the claimant and the criteria for separate payment for the claimant: The inheritance provisions of the Civil Act;

2. Consolation money;

(a) Where the person who died and his bereaved family members are under sixty years of age at the time of his death: 80,000,000 won (ii) where the person who died and his family members are under sixty years of age at the time of his death: 50,000 won; and

(b) Scope of the claimant and the criteria for separate payment for the claimant: The inheritance provisions of the Civil Act;

3. Amount of profit from loss;

(a) Calculation method: The amount calculated by multiplying the amount obtained by deducting the living expenses (the amount obtained by multiplying the monthly average income of the deceased person by the living expenses) of the person himself/herself from the real monthly income (the amount of deduction of the tax amount) by the Raz coefficient corresponding to the number of months available for employment* The number of days less than the month of the Raz coefficient (the disposal on a date less than a month) shall be added only when the total sum of 30 days exceeds 1 month from the Raz coefficient;

(b) Calculation method of actual income (3). In this insurance contract for daily workers' wages, the term "daily workers' wages" shall be calculated as follows by applying the calculation as of the 25th day of the withdrawal of the monthly wage to the institutions (E Association and F Organizations) designated to compile statistics pursuant to Article 15 of the Statistics Act (E Association and F Organizations) for the part of the construction work, the part of the manufacture shall be ordinary workers' wages (the simple labor wages in the part of the construction work) for the simple labor workers (the simple labor wages in the part of the construction work) / 2 / the part of the production shall be the average workers' wages for the full labor workers.

(c) Living ratio: 1/3;

(d) The number of months available for employment (2) shall be calculated by calculating the number of months available for employment after the number of months available for employment is 60 years of age: Provided, That where there are provisions on Acts and subordinate statutes, the agreement of organizations or other separate retirement ages, the number of months available for employment shall be calculated by such provisions, and