Defendant

A shall be punished by a fine for negligence of KRW 5,000,000, and by a fine of KRW 3,000,000, respectively.

The Defendants respectively.

Punishment of the crime

1. Defendant A

A. In using and managing electronic financial transaction access media, no person may transfer or take over access media unless otherwise specifically provided for in other Acts. However, on March 2016, the Defendant is allowed to lend “5 million won or less.”

In order to raise the transaction performance due to low credit rating, it is necessary to loan approximately three months after raising the transaction performance by raising the transaction performance and send 200,000 won as first of all.

“On receipt of a proposal to that effect,” and accepted it.

On March 2016, the Defendant received 200,000 won in cash from the needy, through Kwikset Service Articles, which sent to the Nonindicted Party within the Gansung-si, and transferred the access media by delivering a physical card ( secret number) connected to the National Bank Account (D) in the name of the Defendant to the Nonindicted Party.

B. In using and managing electronic financial transaction access media, the Defendant is prohibited from transferring or taking over access media unless otherwise specifically provided for in other Acts. However, on September 2016, the Defendant would provide loans worth KRW 85 million if the Defendant sent all of the access media to the head of the Tong and the Internet banking data from the end and end of the month.

“The proposal was received, and accepted.”

On September 2016, the Defendant opened a modern securities account (E) under the name of the Defendant in the modern securities, and transferred the access media to the Bedkkset service article, through Kwikset service article, to which the instant account’s passbook, cash card, Internet banking ID, and passwords were entered.

2. The defendant B shall not transfer or take over any access medium unless otherwise specifically provided for in other Acts in using or managing the access medium of electronic financial transactions.