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1. The Plaintiff:
A. Defendant B Co., Ltd.: 22,025,725 won;
B. Defendant C Co., Ltd. is with Defendant B.
Reasons
1. Basic facts
A. On May 2018, the Plaintiff entered into a comprehensive apartment insurance contract (hereinafter “instant insurance contract”) with respect to D apartment council of occupants’ representatives and D apartment units by designating the subject matter of insurance as “building, household, etc.” and “from May 24, 2018 to May 24, 2019” (hereinafter “instant insurance contract”). B. Defendant B Co., Ltd. (hereinafter “Defendant B”) is the manufacturer of the food washing machine (hereinafter “instant food washing machine”) installed in the said apartment E (hereinafter “instant household”). Around October 2018, Defendant C Co., Ltd (hereinafter “Defendant C”) concluded the comprehensive insurance contract with Defendant B and the insured as “Defendant B” and the insurance period as “the general insurance contract with the production security included in the production security agreement from October 15, 2018 to October 15, 2019”.
C. On December 10, 2018, around 08:30, the occupant of the instant household operated the instant food washing machine, and worked in the house at around 09:15. On around 10:06, a fire occurred in the vicinity of the instant food washing machine (hereinafter “instant fire”). At around 10:06, the fire occurred and the fire occurred in the fire station due to the report of the management office.
As the instant fire, the inside of the household and the household of this case were destroyed by fire or damaged by sound, etc.
41,341,527 won 101,494,169 won 22,328,716 won 11,368,919 won 31,368,919 won 25,777,946 won 23,095,693 won 20,000,000 won 25,777,946 won 23,095,693 won 20,000,000
E. The Plaintiff calculated losses from the instant fire through a damage adjusting company as indicated below. Under the instant insurance contract, the Plaintiff paid KRW 31,368,919 to the occupants of the instant household with the insurance proceeds from the instant fire on March 29, 2019.
[Ground of recognition] Facts without dispute, Gap evidence 1 to Gap evidence 6, Eul evidence 1, Eul evidence 2, Eul evidence 2, the purport of the whole pleadings
2. The occurrence and scope of liability for damages.