Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won shall be paid.

Punishment of the crime

In order to support the stabilization of ordinary people's housing in the Korea Housing Finance Corporation, the Defendant abused the goods using the funds required or required to pay the lease deposit to the lessee who is the householder at least 20 years of age and has been paid at least 5% of the deposit money by concluding a monthly lease contract on the housing and other real residential buildings through five commercial banks, including the Han Bank, etc., as the resources of the National Housing Fund, and by using the funds required or required to pay the lease deposit to the lessee who is the householder at least 20 years of age, within a certain guarantee limit. In fact, the Defendant used not only the leased the Dobong-gu Seoul Metropolitan Government C Apartment 103 Dong 1502, which was under the name of the Defendant, but also did not normally work or receive the payment at the IMriri, even though the Defendant was not a lessee, as if the Defendant without the loan qualification was a lessor, and conspired to obtain D and application for the loan from the National Housing Fund in the future.

On November 19, 2010, the above E introduced the Defendant to the above D. On November 201, 2010, the Defendant submitted a false certificate of income tax withholding, comprehensive employment certificate, annual salary contract, false report of move-in as to Class A's resident registration on October 23, 2010, when the Defendant applied for a full-time loan to the F officer in charge of loan of the above branch as the applicant at the Changdong branch of the New Bank in Dobong-gu Seoul, Dobong-gu, Seoul and applied for a full-time loan from the Defendant as the applicant, and on October 23, 2010, the Defendant falsely prepared for the above C apartment 103 and 1502 from B as the lease deposit amount of KRW 180 million from B, and the confirmation document of false lease contract and the confirmation document of false lease contract, prepared in advance, and submitted a copy of the A's resident registration of the transfer-in report.

As such, the Defendant conspired with the above E, D, etc., and subsequently, a new bank for the victim.