Defendant shall be punished by a fine of KRW 2,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. Any person who intends to engage in the business of granting or receiving money prior to a violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users and a loan business shall register with the Special Metropolitan City Mayor, a Metropolitan City Mayor, a Do Governor, or a Special Self-Governing Province branch having jurisdiction over the relevant place of business;

Nevertheless, on January 2, 2017, the Defendant, without registering with the Busan Metropolitan City Mayor, lent KRW 2,500,000 to the obligor B in the apartment complex located in the Dong-dong, Busan Metropolitan City, and gave a loan to the obligor C, D, and E as shown in the list of crimes in the attached Form.

2. No de facto credit service provider that violates the Act on the Registration of Loan Business, etc. and the Protection of Financial Users (Violation of Interest Restrictions) shall pay or receive interest exceeding 25 percent of the annual rate prescribed by the Interest Restrictions Act;

On January 2, 2017, the Defendant loaned KRW 2,500,000 to the obligor B in the apartment complex located in the Dong-dong, Busan Metropolitan City.

In relation to the above loan, KRW 125,00,00, the principal amount of KRW 2,50,000 shall be loaned and paid KRW 2,375,00 shall be deducted, and KRW 2,375,00 shall be given and received KRW 3,250,00 including the principal and interest shall be paid every 65 days on a daily basis.

As a result, the Defendant received KRW 3,250,00, including principal and interest for 65 days, and the court violated self-regulation (368.3%) and received a total of 4 debtors B, C, D, and E, such as the list of crimes in the attached list, and received a total of 4 debtors B, C, D, and E in excess of the annual rate.

3. No automobile which is not covered by mandatory insurance shall be operated on a road in violation of the Guarantee of Automobile Compensation Insurance Act;

Notwithstanding the prohibition of operation, 124 C.C. did not report the use to the Administrator of the Daegu Maritime Transportation Co., Ltd. without purchasing mandatory insurance.