Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Punishment of the crime

1. Any person who violates the Act on the Registration of Loan Business, etc. and the Protection of Financial Users (or any receipt exceeding an unregistered loan business and interest rate) intends to run a loan business shall register the loan business with the competent authority of the relevant place of business, and if an unregistered credit service provider grants a loan, the interest rate on the loan shall not exceed 25 percent per annum;

Nevertheless, on January 18, 2017, without registering a loan business, the Defendant loaned 1.5 million won to C in the vicinity of the debtor's house located in Busan Jung-gu, Busan, to the debtor, and received 30,000 won of principal and interest each day over 65 times (one hundred and fifty thousand won after deducting 1.50,000 won as a prior interest) and received interest on 436.7% of the annual interest rate exceeding 25% of the statutory interest rate from that time until January 23, 2017.

Accordingly, the Defendant, without registering the loan business, was engaged in a large side business and received interest exceeding the autonomy of the legal year.

2. No one, other than credit service providers or credit financial institutions, may place an advertisement for loan business in violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users (Prohibition of Advertisement for Loan Business);

On February 16, 2017, the Defendant, despite being not a credit service provider registered, advertised the loan business by operating a two-wheeled vehicle (a chassis number: E) on the street in front of Busan, Busan, on the street, at around 15:10 on February 16, 2017.

3. No motor vehicle which is not covered by mandatory insurance in violation of the Guarantee of Automobile Accident Compensation Insurance shall be operated on a road;

On February 16, 2017, the Defendant operated a two-wheeled automobile (number E) with 263C 263cc which was not covered by mandatory insurance in front of Busan coastal Organization D on the street around February 15, 2017.

4. On February 16, 2017, the Defendant violated the Road Traffic Act, the Busan Suwon-gu around February 15, 201.