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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Basic facts
A. The parties to the contract and the insurance contract 1) The defendant is the defendant's detached house located in B in a substantial district of Cheongju-si (hereinafter "the instant detached house").
A) The owner of C, D, E, etc. is the owner of the instant detached Housing. The Defendant is an insurer who leased one room from the Defendant and one room attached thereto, and the Defendant resides in the rest of the room. 2) The Plaintiff is an insurer who entered into an insurance contract with F as follows with respect to F and Cheongju-si H located in Cheongju-si located adjacent to the instant detached Housing (hereinafter “the instant damaged house”) with respect to one cement brick structure and one 110.00 square meters for one cement brick structure among the instant damaged housing, and two cement brick structure and 89.42 square meters for two cement brick structure among the damaged housing in this case, and the two insurance contracts with respect to the leased object are as follows:
Insurance types: Insurance policy holders of F. G insurance period: G insurance period: from October 15, 2013 to October 15, 2018: one cement brick structure 110.00 square meters per Cheongju-si located in Cheongju-si: 50,000,000 won (building) insurance amount: (1) Type 1 insurance contract. (2) Insurance contracts of Type 2 insurance: When the I insurance contracts of non-distribution and fire-family comprehensive insurance: The I insurance period: the I insured: the first insurance period: the first insurance period: the insurance object: the insurance period on April 11, 201 to April 11, 2024: Haju-si located in Cheongju-si; 200,000 won (building collapse); 0: 00,000 won (building collapse); 10: 00,000 won (building collapse); and 10: 10:00,000 won (building collapse);
B. On May 7, 2015, the instant fire occurred, around 04:00, in the vicinity of the main bank leased and used by C among the instant detached houses (hereinafter “instant fire”).
The fire of this case is burned in sequence to the room residing by other lessees and the neighboring building, and is a cement brick structure of 110.00 square meters per 1,00 square meters.