1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On January 3, 2004, B is a building on the 2nd floor (1st floor, 69.75 square meters in a warehouse, 66 square meters in a general restaurant, 103.28 square meters in a single-story house) in the north-gu, Mapo-si, Mapo-si. B (hereinafter “instant building”).

(2) D) On July 1, 2013, leased and resided in a detached house of the second floor of the instant building from B, and the Defendant leased the first floor of the instant building from B on October 18, 2014, and used it as a storage place for human materials, storage, and a storage place for steel spawn.

B. The Plaintiff related to an insurance contract is an insurer who has entered into an insurance contract with D as follows (hereinafter “instant insurance contract”) with respect to detached houses of the North-gu C and the second floor at port:

The name of the insurance contract: The insurance contract holder of the Republic of Korea, in which the non-dividend Samsung Fire Family Comprehensive Insurance was happy: the insurance period of D/D (B): the security (basic) from February 3, 2015 to February 3, 2035 (20 years from February 3, 2015): the coverage amount of 80,000,000 won - Loss, such as fire and collapse, etc. (provisional property): the subscription amount of 20,000,000 won;

C. On February 5, 2015, around 04:44, a fire occurred in the area where all the location of the first floor light of the instant building (hereinafter “instant fire”). A fire spreads from the wall of the board to the second floor, the outer wall of the building was destroyed, the fire of the building was destroyed, the large-scale 1,500 strings in the 1st floor of the building, and the large-scale 1,500 strings in the 2nd floor of the building were destroyed, and the injury, such as clothes, furnitures, bedclothess, and other furnitures, which were in the 2nd floor, was caused by loss and damage.

The section of the building on which the estimated launching point is indicated is as follows:

As a result of the investigation of causes of fire, etc., the Gyeongbuk Provincial Police Agency Scientific Investigative Team was destroyed by flames progress at a place where electric source location such as the first floor light (hereinafter referred to as the "electric source location of this case") is installed, and there is no electrical peculiar in electric wires inside the string location such as the above type light, but there is no electrical peculiar.