1. The Defendant shall pay to the Plaintiff KRW 30,455,810, and KRW 17,000,000, out of the above amount, with full payment from October 14, 2015.

1. Basic facts

A. On July 22, 2010, the Defendant subscribed as a credit card member handled by the Plaintiff, and agreed to pay the usage fees in arrears, the benefit of time would be lost, and the late payment charge of the interest rate determined by the Plaintiff.

B. When using the credit card issued by the Plaintiff, the Defendant did not pay the usage on the agreed date from August 27, 2015, and as of October 13, 2015, the details of the Defendant’s obligations that the Defendant did not pay and the overdue interest rate are as follows.

The fact that the interest rate for the late payment of principal and interest on the late payment of 906,950 22,575 929,525 925 23.5 24,008 9,324,438,438 24,024,024, 95 18,024,024, 41,5324,5324, 995 41,5324,532, 2062, 179, 179 73, 1412, 135, 325, 299, 406, 405, 251, 305, and 810 of the cash services 17,000,000,0000,0000,0000,000 won 18,000 won

2. According to the facts of the above recognition, the Defendant is obligated to pay to the Plaintiff damages for delay calculated by each agreement of 23.5% per annum from October 14, 2015 to the date of full payment with respect to KRW 17,00,000,00,000 per annum from October 14, 2015 to the date of full payment, KRW 24.5% per annum from October 14, 2015 to the date of full payment, KRW 9,080,430 per annum, KRW 24.5% per annum from October 14, 2015 to the date of full payment, KRW 2,969,129 per annum from October 14, 2015 to the date of full payment.

3. The plaintiff's claim of this case is justified and it is so decided as per Disposition.