1. The Defendants jointly and severally pay to the Plaintiff KRW 47,367,303 and KRW 46,687,540 among them, from September 23, 2016.

Comprehensively taking account of the overall purport of the pleadings, Defendant A Co., Ltd. concluded a loan agreement with the Plaintiff on December 13, 2013, which provides that KRW 80,00,000 shall be 60 months of the loan period, 10.9% per annum of the loan interest rate, and 25% per annum of the loan interest rate, and Defendant B shall be jointly and severally guaranteed. However, the Defendants lost their profits due to the reasons falling under Article 8 of the General Terms and Conditions of Credit Transactions around September 22, 2016, the Defendants lost their profits due to the reasons falling under Article 8 of the General Terms and Conditions of Credit Transactions, and the remaining principal shall be 46,687,540 won as of September 22, 2016, the unpaid interest shall be 660,797 won, and damages for delay shall be 18,966 won.

According to the above facts of recognition, the defendants are jointly and severally liable to pay to the plaintiff the total amount of KRW 47,367,303 of the above principal and interest, and damages for delay calculated at the rate of 25% per annum, which is the agreed damages for delay, from September 23, 2016 to the date of full payment. Thus, the claim of this case is justified.