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(영문) 인천지방법원 2018.03.14 2017나11407
채권추심 계약금반환
Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

The purport of the claim and appeal is the purport of the appeal.

Reasons

1. 기초사실 ◈ 주요 계약사항 - 채권추심 수수료: 회수금액의 20% - 신용조사 수수료: 5건, 66만 원 제12조(비용부담) ① “을(피고)”이 채권추심업무 수행과 관련하여 지출하는 우편료, 전화료, 민원서류 발급비용, 출장비 등 제반 추심 비용은 “갑(원고)”과 “을(피고)”이 별도 서면으로 정하지 않는 한 “을(피고)”의 부담으로 한다.

(2) The legal procedures, such as debt collection litigation, provisional attachment, deposit auction, etc., are not the affairs to be delegated to "B", and thus, "A" shall be directly handled in the name and expense of "A", or a certified judicial scrivener or attorney-at-law shall be directly appointed and processed.

3. Claims collection (credit investigation) under this contract: A total amount of five cases, 60,000 won (payment of commissions, etc.) ① “A” shall be paid 20% of the agreed fees to “B” if “B” directly receives repayment from a debtor through claims collection business and “B”, or if any of the causes referred to in the subparagraphs of Article 10 (Limits to Recognition of Performance of Claims Collection Business) occurs.

On April 25, 2016, the Plaintiff entered into a delegation contract for debt collection and credit investigation with the Defendant (hereinafter “instant contract”) upon requesting debt collection and credit investigation to the Defendant (hereinafter “instant contract”), and its main contents are as follows.

B. Upon entering into the instant contract, the Plaintiff paid KRW 660,000 to the Defendant pursuant to the instant contract.

C. The Defendant, according to the instant contract, conducted the “credit investigation” on the obligors, but failed to succeed to the “debt collection” thereafter.

Accordingly, on December 9, 2016, the Plaintiff expressed his/her intent to terminate the contract if the claims collection business has not been properly performed on several occasions, starting to dispatch the “written notice of the results of claims collection or a request for refund” to the Defendant.

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