The defendant's appeal is dismissed.

1. The sentence of the lower court (a fine of 1.2 million won) against the Defendant in the summary of the grounds for appeal is too unreasonable.

2. In full view of the following: (a) the transfer of the means of access to electronic financial transactions harming the trust and security of financial transactions and that the means of access that has been transferred can be used as a means of various crimes, such as financial fraud; (b) the head of the passbook transferred by the defendant is actually used in the financial fraud crime; and (c) the Defendant’s age, character and conduct, the circumstances and consequence of the instant crime; and (d) all of the sentencing conditions stated in the instant pleadings, such as the circumstances after the crime, the lower court’s punishment is too unreasonable even if considering

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.