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1. The Plaintiff is jointly and severally liable, Defendant C’s KRW 27,434,755, Defendant B’s KRW 8,230,426, and Defendant D’s KRW 22,434,755, respectively.
Reasons
1. Facts of recognition;
A. On December 13, 2013, the Plaintiff heard an explanation that a loan of KRW 16,00,000 is possible from women who introduce themselves as E’s F agency, and notified the Plaintiff’s NHBC credit card number, term of validity, and the account number of settlement account. The Plaintiff received KRW 7,180,000 from the Plaintiff’s Agricultural Bank Account (Account Number: H) to pay the settlement amount of KRW 8,920,000, and paid the remainder of the balance in addition to KRW 8,920,00.
Meanwhile, the Plaintiff received by facsimile a monthly amount of KRW 958,000,000, including interest of KRW 287,000 per month (1 million per month interest of KRW 17,800 per month) from F, and received a total of KRW 23,00,000 from F, for 24 months.
B. On December 13, 2013, Defendant C received information, such as the card number, effective period, name of nominal owner, resident registration number, contact number, etc. of the instant credit card from Defendant D, and then sought to pay KRW 23,000,000 out of the wedding cost with the instant credit card to Defendant B, who is an employee of Defendant C, by posting a phone at the hotel lusee Seoul wedding-type Office operated by Defendant Electric Power Resource Industry Co., Ltd (hereinafter “Defendant Company”) on December 13, 2013.
Defendant B heard that the instant credit card was a paper card and obtained consent from the Plaintiff, the nominal owner, and received a credit card name, resident registration number, credit card number, password, and settlement amount from the Plaintiff, and then paid KRW 23,000,000 by inputting the credit card number and validity period (hereinafter “the instant user fee”). On the same day, the Plaintiff received a letter from the Plaintiff, stating that KRW 23,000,000 was settled in the Hotel Seoul with the instant credit card.
C. The Plaintiff’s transaction with the credit card of this case occurred.