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(영문) 서울중앙지방법원 2016.02.15 2014가단220444
채무부존재확인
Text

The Plaintiff (Counterclaim Defendant) paid KRW 25,454,579 to the Defendant (Counterclaim Plaintiff) and the Plaintiff’s counterclaim from September 19, 2014 to February 15, 2016.

Reasons

A principal lawsuit and a counterclaim shall be deemed simultaneously.

1. Facts of recognition;

A. On March 29, 2011, the Plaintiff entered into an insurance contract with the Defendant, between March 29, 201 and the beneficiary of the insured and surviving life; the Defendant from March 29, 2011 to March 29, 207; the insurance coverage amount of KRW 50,000,000 per comprehensive hospitalization medical expenses; the maximum of KRW 250,000 per time for non-disease medical expenses; the maximum of KRW 50,000 per case of disease medication medical expenses; the amount of KRW 20,000 per day for hospitalization; the amount of KRW 10,000 per day for cancer diagnosis; the amount of KRW 2 million per cancer surgery expenses; the amount of KRW 4,00,000 per cancer per time of hospitalization; and the amount of KRW 120,000 per day from hospitalization to April 29, 207; and the amount of KRW 100,100,000 per time of hospitalization (hereinafter referred to as “Insurance”).

B. Of the terms and conditions of the instant insurance contract, matters covered by Section 2 of the Clause 3 related to the instant case.

3. Details of security by type of security (5) new and comprehensive hospitalizations are as follows:

Where an insured person (person insured) is hospitalized in a hospital due to an injury or disease, the company shall compensate for hospital medical expenses within the limit of the amount of insurance coverage per disease as follows:

If the insurer (person insured) has reduced or exempted the medical expenses to be paid by the hospital's employee welfare program, the amount equivalent to 90% of the total amount of the patient's expenses, the expenses for hospitalization, the expenses for medical treatment, the expenses for hospitalization, and the expenses for medical care prescribed in the National Health Insurance Act, and the part of the non-benefit (excluding the difference of the patient's injury and injury) and the part of the non-benefit (excluding the difference of the patient's injury and injury) (However, if the amount equivalent to 10% exceeds 2 million won a year from the date of contract or from the date corresponding

(hereinafter referred to as “instant terms and conditions”)

The defendant is a malicious life on the left-hand side of the details known in the Gangnam-gu Hospital of the Korea Forestry University.

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