1. All appeals by the Defendants are dismissed.

2. The costs of appeal are assessed against the Defendants.

The purport of the claim and appeal is the purport of the appeal.

1. On March 27, 2002, the non-party C Fund entered into a credit guarantee agreement between the defendant A and the above non-party D Bank with the limit of 2,50,000 won among the loan obligations against the above defendant D Bank. The defendant B provided joint and several liability obligations with the defendant C Fund according to the above credit guarantee agreement. ② The D Bank which the defendant A did not pay the above loan upon the request of C Fund on March 8, 2004, requested payment of KRW 25,789,232 from the above loan amount to the defendant 20. The C Fund collected KRW 11,310 out of the above subrogated amount to the above defendant 20.