logobeta
본 영문본은 리걸엔진의 AI 번역 엔진으로 번역되었습니다. 수정이 필요한 부분이 있는 경우 피드백 부탁드립니다.
텍스트 조절
arrow
arrow
(영문) 서울북부지방법원 2018.01.17 2016가단129599
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. The parties' assertion

A. The mother C of the Plaintiff (the deceased) who entered into an insurance contract with the Defendant on January 6, 2015, who entered into the Plaintiff’s assertion with the Defendant (the deceased) died on January 6, 2015.

The Defendant is obligated to pay the Plaintiff the death benefit amounting to KRW 50,000,000,000 for 1/2 of the death benefit amounting to KRW 25,00,000 and damages for delay pursuant to the insurance contract.

B. According to the instant insurance contract asserted by the Defendant, the insured is defined as an insured event for which the insured does not pay insurance money when he intentionally impaired himself.

As the Deceased committed suicide, he is not obligated to pay insurance money.

2. The deceased’s death at around 10:55 on January 6, 2015 is not disputed between the parties, but in full view of the entries in the evidence Nos. 1 through 12, and the purport of the entire pleadings as a result of the fact inquiry by this court, the deceased is deemed to have committed suicide.

Although the plaintiff asserted that the deceased was in a state that he could not make free decisions due to mental illness, it is insufficient to recognize the evidence Nos. 1 through 13, and the fact inquiry result by the court of this case. There is no other evidence to acknowledge it.

The deceased’s death constitutes an insured incident where the insured intentionally injures himself/herself and thus does not pay the insurance money stipulated by the insurance contract of this case, and thus, the Plaintiff’s claim for insurance money cannot

3. The plaintiff's claim is dismissed.

arrow