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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Facts of recognition;
A. On July 31, 2009, the Plaintiff entered into and entered into an insurance contract with the Defendant (hereinafter “instant insurance contract”) on the following terms:
- Insurance products: Insurance products: From 16:00 on July 31, 2009 to 16:00 on July 31, 205, 205 - From 16:00 on July 31, 2009 to 16:00 on July 31, 205, the policyholder, the insured, and the beneficiary: the Plaintiff - the content of the insurance security - the insured amount of KRW 50,000,00 applied to the instant insurance contract (hereinafter referred to as the “instant insurance contract”) as follows.
- Article 15 (Compensation for Loss) ① When the insured described in an insurance policy suffers bodily injury (excluding physical assistance equipment, such as acceptance, clothing, bill, doctor's duty, etc.) due to an accident that is sudden and incidental to the insured during the insurance period, the company shall compensate for the loss resulting from the injury in accordance with the terms and conditions.
- Article 16 (Non-Compensation Damages) (1) The Company shall not compensate for any loss arising from the following causes:
7. The pregnancy, childbirth (including kings), miscarriage or external surgery, and other medical treatment of the insured, however, compensation for injury borne by the Company.
Article 18(Insurance Money for Old Disability) ① In case the insured was injured by an accident as prescribed in Article 15 and the injury was cured, and the company has lost part of the body within two years from the date of the accident as a direct result of the accident, or has lost its function permanently (hereinafter “aftermath disability”), and the rate of payment specified in the Disability Classification Table (See attached Table 1) exceeds 80% (hereinafter “aftermath disability”), the company will pay to the beneficiary the purchase amount of insurance for the aftermath disability as stipulated in the insurance policy, with the insurance money for the aftermath disability.
(2)