A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. Any person who violates the Act on the Registration of Loan Business, etc. and the Protection of Financial Users shall register a loan with the agency having jurisdiction over the relevant place of business at each place of business, and if an unregistered credit service provider grants a loan, the interest rate on the loan shall not exceed 25 percent per annum;

Nevertheless, on September 22, 2014, the Defendant loaned KRW 60 million to F and received interest rate of KRW 15% per month from the law firm E office located in Busan Dong-gu, Busan around September 2, 2014, and received interest pursuant to the above agreement, from October 21, 2015, the Defendant loaned KRW 436 million in total to F and received interest rate of KRW 60% per annum from October 21, 2015, as indicated in the list of crimes in the attached list of crimes.

As a result, the Defendant run a lending business without registering with the competent authorities, and was paid interest in violation of the interest rate limit.

2. No person who has collected claims in violation of the Fair Debt Collection Practices Act shall threaten the debtor, or use his/her power, in connection with the collection of claims;

A. On March 6, 2015, the Defendant called the victim on March 6, 2015, who was hospitalized by his father at a hospital on March 6, 2015, on the ground that the victim F was not able to fully repay the money that he received as above, and called “as soon as possible deposit D, Annoyereeeeee, inside, and inside;”

1.3.0 Does, Does, Does, Does, Does, Does, Does, Does, Does, Does, Does,

periods of origin :

By no later than 12 days before the hospital:

Conditionally prepared;

It can be seen as a whole.

“In the event of having repaid the money, the victim would be a hospital with the victim, and the victim would have frighten the disturbance and threatened the debtor in relation to the collection of the claim.”

B. On May 26, 2015, the Defendant committed a crime around May 26, 2015, G of Busan Northern-gu around May 20, 2015.