The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the lower court’s punishment (three million won of fine) is too unreasonable.

2. The Defendant did not have been punished for the same crime, and recognized his mistake, and did not obtain any other economic benefits than KRW 30,000 due to the instant crime.

However, in full view of the following factors: (a) passbook and physical card transferred by the Defendant to a third party were used in the so-called Singing and causing damage to KRW 5 million to the victim; and (b) the Defendant thought that it was able to be used in the above crimes; (c) the Defendant committed the instant crime; (d) there is a need to strictly punish the relevant crimes according to the trend of intelligenting of Singing; and (e) the equity with sentencing for other cases similar to the instant crime; (e) the Defendant’s age, character and conduct, motive, means and consequence of the instant crime; and (e) various sentencing conditions indicated in the instant case, such as the circumstances after the commission of the crime, it cannot be deemed that the

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act as it is without merit. It is so decided as per Disposition.