Defendant

A Imprisonment of one year and two months, and Defendant Q shall be punished by a fine of 4,000,000 won.

Defendant

Q. Q. The above fine.

Punishment of the crime

1. Defendant A’s sole criminal defendant was an employee at a mutual loan brokerage company located in Dobong-gu Seoul Metropolitan Government from May 2013 to January 2014.

[2014 Highest 867]

A. The Defendant’s fraud against the victim S has been lent KRW 65 million at a low interest rate of 34% per annum from the savings bank to the Defendant’s brokerage, without any ability or intent to obtain a substitute loan at a low interest rate of 34%, and on January 2014, 2014, the Defendant received a total of KRW 39,920,000 from the Defendant’s bank account (T) to the Defendant’s agricultural bank account in the name of 18 times in total from January 20, 2014 to March 31, 2014, 10 U.S. loan was transferred to the Defendant’s new account in the name of 2014, 200, 2014, 204.

Accordingly, the defendant acquired 49,922,00 won from the victim.

B. The Defendant’s fraud against the Victim W does not have a credit rating that is not a matter that can be adjusted in money, and therefore, there is no credit rating of the Defendant does not exist, and even if the Defendant received an amount of money in the name of the expenses for conciliation, even if he did not have an ability or intent to increase the credit rating of the Victim W, and the Defendant does not receive the amount of money in the name of the expenses for conciliation, the Defendant’s credit rating shall be increased first of all, because the Defendant would not receive a loan in the name of the Party, and the Defendant’s credit rating shall be high, and the credit rating shall be increased, and the credit rating shall be increased, and the Defendant shall be the Defendant’s credit rating shall be the said agricultural bank account in the name of the Defendant, which is believed to be true, and the Defendant shall be KRW 700,000 from

1.21.2 million won around 21.2 million won;

2.4.Wol;