The defendant's appeal is dismissed.

1. The main point of the grounds for appeal is that the sentence imposed by the lower court on the Defendant (four months of imprisonment, one year of suspended sentence, one year of surveillance of protection, and 40 hours of community service order) is too unreasonable.

2. The judgment of the defendant is against the confession of the crime.

The defendant seems to have no profit from the crime of this case, and the accomplice B's mother fully repaid the amount of damage.

The defendant has no particular criminal history, except for punishment of a fine once due to the crime of double-class.

However, the Defendant’s crime of this case, in collusion with his accomplice, presents a forged lease contract to the damaged bank by abusing the weak points of the employee’s entire house loan system, and by deceiving KRW 140,000,000, is not such as the Defendant’s liability for fraud.

Although the court below made a sentence in consideration of the circumstances favorable to the defendant, there are no changes in circumstances that may be considered in the sentencing after the sentence of the court below.

In addition, in full view of the various circumstances, such as the Defendant’s age, sex, environment, motive, means and consequence of the crime, the circumstances after the crime, etc., it is not recognized that the lower court’s punishment is too unreasonable.

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act on the grounds that the defendant's appeal is without merit. It is so decided as per Disposition.