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(영문) 대전지방법원 2019.09.18 2018가단209413
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. On March 1, 2012, in order to compensate for losses suffered by the Plaintiff by the Plaintiff’s employees, etc., the Plaintiff entered into a contract for the guarantee insurance of personal identity (hereinafter “instant guarantee insurance contract”) with the Plaintiff and the principal of local headquarters, including the Plaintiff and the principal of local headquarters, and the insurance period from March 1, 2012 to February 28, 2013 (hereinafter “instant guarantee insurance contract”).

B. The main terms and conditions applicable to the instant guarantee insurance contract are as follows.

Article 1 (Compensation for Damages) of the General Terms and Conditions (Compensation for Damages) The Defendant is bound to compensate the insured for direct damage to property in accordance with the contents of the insurance policy and the terms and conditions, when the surety stated in the insurance policy carries out its business on behalf of the insured in an employment or other specific relationship, or when taking advantage of his or her position to engage in larceny, robbery, fraud, embezzlement, or breach of trust during the insurance period.

In addition to compensating for losses under Article 1 (Compensation) of the General Terms and Conditions, if the surety is liable for and the amount of the surety's property damages incurred by the surety due to its gross negligence or failure to perform its responsibilities as a good manager in managing the affairs on behalf of the insured, the Defendant is bound to compensate in accordance with the terms and conditions set out below, if the surety's liability for compensation and the amount are finalized according to the following.

1. Judgment of a court;

2. Determination by the Board of Audit and Inspection

3. Order of compensation by the head of agency (Provided, That in the case of a guarantor other than a public official, it shall be limited to the case where the guarantor has been subject to a disposition which affects his status by the personnel committee or

C. B (administrative Grade 3 position) the guarantor of the instant guarantee insurance contract performed the lease business in one copy of the Plaintiff’s Housing Welfare Project at the Plaintiff’s regional headquarters, and omitted the purchase of a guarantee insurance policy for renewed housing on February 9, 2013.

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