1. The defendant shall pay to the plaintiff KRW 38,021,777 and KRW 30,000 among them, which shall be from February 27, 2014 to the day of full payment.

On October 13, 2008, the Plaintiff entered into a loan transaction agreement with the Defendant on a fixed basis as a general loan of 30 million won, interest rate of 11.42% per annum (final interest rate of 19%). The Defendant was issued with a credit card from the Plaintiff around that time, and the overdue interest rate of 25% per annum. The Defendant lost its interest due to the wind to delay the above loan obligation on February 26, 2014, and the Defendant lost its interest due date on May 30, 2013. The Defendant did not pay the above credit card price of 30 million won per annum, interest rate of 30 million won per annum (including interest per annum), interest rate of 30 million won per annum, interest rate of 203 million won per annum, interest rate of 2030 million won per annum from the above loan to 205% per annum, interest rate of 204.3 billion won per annum, interest rate of 2035 million won per annum, 20437.29% per annum.

Therefore, the plaintiff's claim shall be accepted on the grounds of its reasoning, and it is so decided as per Disposition.