Defendants shall be punished by a fine of KRW 2,000,000.

In the event that the Defendants did not pay the above fine, each of them is 100.

Punishment of the crime

1. No person may transfer or acquire a means of access;

Nevertheless, on January 7, 2014, the Defendant: (a) heard the speech that the Defendant would lend the passbook from the needy person to KRW 1,500,000 per week; and (b) delivered the passbook to the Agricultural Cooperative (D) and the Postal Account (E)’s account in the name of the Defendant to the Kwikset Service Articles who sent the passbook and the debit card, and had the Buddhist recipient receive it; and (c) transferred the means of access to the needy person without setting the method and time of return.

2. No person may transfer or acquire a means of access.

Nevertheless, on January 7, 2014, the Defendant: (a) listened to the speech that the Defendant would lend the passbook from the deceased; and (b) delivered the passbook to the Nonghyup’s account in the name of the Defendant and the cash card to the Kwikset service article to which the deceased was sent; and (c) transferred the means of access to the deceased without determining the method and time of return.

3. No person may transfer or acquire a means of access.

Nevertheless, on January 5, 2014, the Defendant heard that it is necessary to increase the performance through the passbook in the name of the Defendant in order to obtain a loan from the needy, and without setting the time or method of return of the passbook, issued to Kwikset service article who sent the passbook and password in the name of the Defendant, and transferred the above means of access to the Buddhist recipient by allowing the Buddhist recipient to receive it.

Summary of Evidence

1. Defendants’ respective legal statements

1. The police statement of H;

1. Application of Acts and subordinate statutes concerning specification of transactions;

1. Relevant Articles of the Act and the choice of punishment concerning the facts constituting the crime;