1. The defendant shall pay to the plaintiff KRW 46,504,611 and KRW 21,744,606 among them, from January 19, 2016 to the day of full payment.

1. Determination as to the cause of the claim (Provided, That the creditor is the plaintiff, the debtor is the defendant) is liable to pay to the plaintiff delay damages calculated at the rate of 39% per annum, which is the agreed interest rate of 46,504,611 won in total, and the principal amount of 21,744,606 won in total, as well as 46,504,611 won in total, and 21,74,606 won in total, from January 19, 2016 to the date of full payment of the agreed interest.

2. As to the judgment on the Defendant’s assertion, the Defendant filed an application for individual rehabilitation with the Jung-gu District Court 2014Da167404 and filed an appeal with the same court under the same court 2015Ra1167. Thus, the Defendant’s claim cannot be complied with. However, even according to the Defendant’s argument, the Defendant’s application for individual rehabilitation was dismissed, and there is no evidence to acknowledge that the Defendant’s application for individual rehabilitation was accepted through the procedure of appeal as of the closure of the pleadings in the instant case. Therefore, the Defendant

3. The plaintiff's claim of this case is justified and it is so decided as per Disposition.