1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

1. Under Article 1 (Conclusion and Validity of Special Terms and Conditions), this Special Terms and Conditions are added to a mutual aid agreement (referred to a mutual aid agreement, and if special terms and conditions are added, including them; hereinafter the same shall apply), if the beneficiary owns, uses (limited to the case of periodically driving a two-wheeled vehicle due to occupation, duties or club activities, etc.) or manages a two-wheeled vehicle, if the risk of driving a two-wheeled vehicle fails to meet the standards set by the agricultural cooperative of Korea, it will be added to a mutual aid agreement with the subscription of the mutual aid contractor and the consent of the agricultural cooperative of Korea.

Article 2 (Damage not to Pay Mutual Aid Money) ① Notwithstanding the terms of the Mutual Aid Contract, the Nonghyup shall not pay the Mutual Aid Money if the beneficiary specified in the Mutual Aid Contract (Certificate of Mutual Aid) becomes liable to pay the Mutual Aid Money if the beneficiary becomes liable to pay the Mutual Aid Money as stipulated in the Mutual Aid Contract due to a sudden and incidental accident that occurred while driving (including boarding; hereinafter the same shall apply) a two-wheeled automobile during the mutual Aid Contract.

(2) The term "motor-wheeled motor vehicle" in paragraph (1) means a two-wheeled motor vehicle (including a three-wheeled motor vehicle with a sidelight attached to a two-wheeled motor vehicle and a steering system, a power transmission method, an engine coolant, etc. which are manufactured suitable for transporting one or two persons, and which include a three-wheeled motor or a privately-wheeled motor vehicle with a structure similar to that of an two-wheeled motor, and which does not fall under passenger motor vehicles.

[] The two-wheeled automobile, the engine displacement of which is less than 50cc (in the case of a structure generating power by electricity, the rated output is less than 0.59kw). A.

On November 16, 201, the deceased G (hereinafter referred to as “the deceased”) entered into an insurance contract with the Defendant as shown in the attached Table 1 list as the insured, and the instant insurance contract is as follows.