A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment became final and conclusive.

Punishment of the crime

No person of "2018 Highest 1361" shall lend a means of access while promising to use and manage the means of access.

Nevertheless, on October 2017, the Defendant was called to the effect that “the Defendant would pay KRW 3 million if he/she lends the card to a logistics center, which is a logistics center, for one week.” On the same day, in front of the Defendant’s dwelling in his/her name C(D) in front of the Defendant’s dwelling in his/her name, he/she leased the check card to a Buddhist person via Kwikset Service.

No person of "2019 Highest 8" shall lend or receive any cash card, password, passbook, etc. necessary for using the cash card, which is the means of access issued by financial institutions, or the cash card, while receiving, demanding or promising to lend it.

1. On October 18, 2018, the Defendant: (a) obtained a proposal from a person who has no personal seal in the name of the Defendant to provide a loan “for a loan, he/she must accumulate transaction performance; (b) obtained a proposal to provide a loan after counting the performance; and (c) received it, and then issued a check card (Account Number E) connected to the Defendant’s account in front of the Gyeonggi-si Government, and then issued it to a person who has no personal seal in the name of the Defendant using Kwikset Service.

2. On October 25, 2018, the Defendant: (a) received a proposal from a name-free person who assumes the F lending staff member to “to create and lend a transaction performance; (b) to loan to KRW 10,000,000 by raising the transaction performance; and (c) received it; and (d) issued a letter of check card linked to the G account in the name of the Defendant in front of the Gyeonggi Government-si, B in front of the Gyeonggi Government-si, through Kwikset Service.

As a result, the Defendant promised to pay credit rating through false deposit collection transactions in return for the intangible expectation interest that can receive future loans, and lent the means of access to a person who has not been registered more than twice in total.

Summary of Evidence

[Attachment 2018] 1.3