1. The defendant shall pay to the plaintiff KRW 21,654,512 as well as KRW 21,167,590 among them, from February 23, 2016 to the day of full payment.

1. Basic facts

A. On December 12, 2014, the Plaintiff granted a loan to the Defendant at the rate of 36 months of the lending period, interest rate of 12% per annum, and interest rate of 25% per annum.

(B) (hereinafter referred to as the “instant loans”).

As of February 22, 2016, the loans in this case remain in KRW 21,167,590, interest KRW 460,450, interest KRW 26,472.

[Grounds for recognition] The descriptions of evidence Nos. 1 and 2, and the purport of the whole pleadings

2. If so, the Defendant is liable to pay to the Plaintiff damages for delay calculated at the rate of 25% per annum, which is the agreed interest rate of 21,654,512 (21,654,512 won (21,67,590 won 460,450 won) and the principal amount of 21,167,590 won from February 23, 2016 to the date of full payment.

3. According to the conclusion, the plaintiff's claim shall be accepted on the grounds of its reasoning, and it is so decided as per Disposition.