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(영문) 서울중앙지방법원 2020.10.16 2018가단5092239
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. On September 7, 2013, at around 08:20 on September 7, 2013, the Plaintiff, as a staff member of “D” operated by C, driven an E-Poter truck (hereinafter “Plaintiff-owned vehicle”) and faced the front part of the G vehicle’s driver’s seat facing the center line and making a left-hand turn from the 205-1 located at the e-distance crossing located in the city of Heung-gu at Sinung-si and at F, the left-hand turn. As a result, the Plaintiff suffered damage to the upper part of the G vehicle’s driver’s seat on the opposite side while playing a road. Accordingly, the Plaintiff suffered damage to the upper part of the G vehicle’s driver’s seat in the middle of the border, the upper part, the upper part’s closed frame, the upper part of the upper part’s upper part, the closed part between the upper part and the upper part of the upper part of the bar, the e-mail damage to the upper part of the bar, etc.

(hereinafter “instant accident”). B.

C In relation to the Plaintiff’s vehicle, C entered into a comprehensive automobile insurance contract (hereinafter “instant insurance contract”) with the Defendant, which covers personal injury I, personal injury II, personal injury compensation, automobile injury (the maximum of KRW 200 million per person’s death/after-life disability, KRW 30 million of injury), non-insurance injury, self-motor vehicle damage, etc.

C. The main contents of the instant general terms and conditions of the insurance contract (hereinafter “instant terms and conditions”) concerning the injury by motor vehicles are as shown in the attached Form.

The Plaintiff received temporary disability compensation benefits under the Industrial Accident Compensation Insurance Act (hereinafter “Industrial Accident Insurance Act”) from the Korea Workers’ Compensation and Welfare Service (hereinafter “Industrial Accident Compensation Insurance Act”), 72,140,640, medical care benefits61,843,020, disability benefits36,315,380 (the prepaid amount of pension for two years).

E. On April 2017, the Plaintiff claimed the Defendant for the payment of the insurance money for the instant accident, but the Defendant rejected the payment of the insurance money.

[Reasons for Recognition] contain facts without dispute, Gap evidence 1 to 3, 5, 6, 10, and Eul evidence 2, 3, and 6, if any;

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