The defendant shall be innocent.

1. On May 14, 2018, the Defendant received a proposal to the effect that, by telephone from a person who assumes the name of the director in charge of B Company C, “it is possible to have a transaction performance only if he/she had a low credit, he/she would have a transaction performance in order to transfer the B Company’s funds to the officer in charge of collecting the company’s money, and upon completion of delivery, he/she would deposit KRW 25 million in the account with the account and pay interest at the market interest rate.”

However, the Defendant had been well aware of the loan process in the past by receiving several loans in the past. At the time, the Defendant did not instruct the Defendant to prepare any documents related to the loan. At the time, the Defendant did not clearly set the interest rate, setting it at a time, and did not clearly set it. The Defendant had been damaged by the Defendant’s phishing crime before several years, and the Defendant already set the credit rate at 10 to 11, and granted a substitute loan at a low interest rate without any security by withdrawing in cash the money remitted to the Defendant who was transferred from the lending company and delivering it to the first employee to the Defendant who was deemed to have been transferred at a low interest rate, even though he had sufficiently recognized that the money was returned to the Defendant’s account, not to ordinary loans, but to accept the proposal of a person without a name, and to deliver the money deposited at the Defendant’s account at a low interest rate.

Accordingly, the Defendant, on the same day, informs the name in the name in the name in the name of the Defendant of D association account (Account Number: E), and the name in the name in the name in the name in the name in the name in the name in the name of the Defendant. On May 15, 2018, the Defendant falsely speaks to the effect that “a loan may be granted at a low interest rate, but a loan 21.6 million won, which is already borne by G, shall be repaid at a low interest rate,” and then, the Defendant’s name in the name in the name of the Defendant around 11:06 on