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(영문) 서울북부지방법원 2015.09.16 2015고정1795
대부업등의등록및금융이용자보호에관한법률위반등
Text

Defendant shall be punished by a fine of five million won.

If the defendant does not pay the above fine, KRW 100,000.

Reasons

Punishment of the crime

1. Violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users;

(a) Any person who intends to engage in credit business or loan brokerage business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Metropolitan Autonomous City Mayor, Do Governor, or Special Self-Governing Province Governor who has jurisdiction over

Nevertheless, around March 7, 2014, the Defendant posted an advertisement of “portable small amount settlement” at one’s office located in Jeonnam-do, Jeonnam-do, on the information, such as the rice market, at one’s office located in B and C, and then loaned KRW 39,690 to the requester of the loan (C) who reported and contacted such advertisement, through the website called C-, amper, ample, amper, etc., in order to purchase drinking water equivalent to KRW 113,40,00,000, as a prior interest, for the beverages purchased, 39,690, as a prior interest, and loaned KRW 73,710.

From March 7, 2014 to around March 7, 2014

5. From 15. up to 15. Along with the annexed Table 5, a registered credit business that received an annual interest rate of 327% by lending KRW 17,765,48 to many cell phone users who request a loan of small-amount settlement of mobile phones, such as “The List of Crimes 5.”, and by raising KRW 9,566,032 on the pretext of prior interest.

B. Although anyone does not receive interest exceeding the interest rate prescribed by Presidential Decree, the Defendant, using the same method as provided in the preceding paragraph, from March 7, 2014 to

5. Until December 15, 209, a loan of KRW 17,765,488 was granted in excess of the interest rate prescribed by the Presidential Decree, such as lending KRW 9,566,032 under the name of the prior interest, and receiving interest exceeding the interest rate prescribed by the Presidential Decree, such as receiving the funds of 327% per annum.

2. A person violating the Act on Promotion of Information and Communications Network Utilization and Protection, etc. shall not have a user of communications services purchase or use goods, etc. through communications or gold services, and then shall not purchase goods, etc. discounted by the user of communications or gold services.

Nevertheless, it is not possible.

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