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1. As to each real estate listed in the separate sheet:
A. The Defendant concluded a mortgage contract with A on May 21, 2014.
Reasons
1. Basic facts
A. 1) The Plaintiff entered into a credit guarantee agreement and carried out a loan (hereinafter “B”) on July 5, 2013.
(B) In addition, a credit guarantee agreement between the Plaintiff and B (hereinafter “the instant credit guarantee agreement”) between the Plaintiff and the Plaintiff’s credit guarantee agreement with respect to the credit guarantee obligations of the B, with the content that the Plaintiff shall provide credit guarantee for the credit guarantee obligations of the B, until January 3, 2014.
(2) At the time of concluding the Credit Guarantee Agreement, if the Plaintiff pays the principal and interest of the loan on behalf of the Plaintiff due to his/her failure to repay his/her loan to a financial institution, B agreed to pay the principal and interest of the loan, damages for delay in accordance with the interest rate determined by the Plaintiff after the date of its implementation, and other incidental expenses.
3) B is a credit guarantee instrument issued by the Plaintiff under the instant credit guarantee agreement on the same day, and our bank (hereinafter referred to as “Korea bank”) as security.
(B) A loan of KRW 381,740,00 was received from the Plaintiff. (B) Meanwhile, at the time of the instant credit guarantee agreement, B agreed to impose the Plaintiff’s obligation to repay the amount guaranteed by the Plaintiff in advance, even if there was no notice, notice, etc. from the Plaintiff, if it was objectively confirmed that the credit conditions significantly deteriorated at the time of occurrence of the causes for registration of overdue information (including substitute payment), default information, relevant personal information, and public information as stipulated in the “Credit Information Management Rules” of the Korea Federation of Banks of Banks; and (b) B agreed to the Plaintiff before performing the guaranteed obligation.
(A) Article 5.2 of the Credit Guarantee Agreement (see Article 5.2 of the Credit Guarantee Agreement). However, on April 1, 2014, a credit guarantee accident on July 15, 2014 (hereinafter “instant credit guarantee accident”) is a credit guarantee accident due to default of national taxes by B.
A. The Plaintiff occurred, and the Plaintiff paid 305,392,000 won, which is the principal of the credit guarantee in this case, to our bank.