1. Defendant A, B, C, and UP Co., Ltd. shall be jointly and severally liable to the Plaintiff for 352,582,700 won and 348,489.

1. Comprehensively taking account of the overall purport of Gap evidence Nos. 1 through 3 (if there are serial numbers, each number is included) against defendant A, B, C, and U.S., the Korea Technology Finance Corporation concluded a credit guarantee agreement between the defendant A (hereinafter "the defendant") on June 28, 1997 with 30 million won, and up to June 28, 1998 (hereinafter "the credit transaction agreement of this case"), the defendant B, C, U.S. Corporation, and U.S. Corporation were jointly and severally guaranteed the defendant A's obligations under the above credit guarantee agreement, and the defendant A extended 30 million won to the defendant 20.3 billion won on the same day from the 206th day from the 206th day from the 30th day from the 206th day from the 30th day from the 206th day from the 30th day from the 30th day from the 194th day from the 198th day from the 20th day from the 306th day from the above credit guarantee.

According to the above facts, Defendant A, B, C, and U.S. Gwangju Co., Ltd. jointly and severally paid to the Plaintiff KRW 352,582,70 (i.e., penalty of KRW 348,489,040 by subrogation) (i.e., penalty of KRW 2,182,190 by subrogation) and the amount of subrogated payment.