1. The defendant is the plaintiff Industrial Bank of Korea KRW 80,949,825, the plaintiff Nonghyup Bank of Korea KRW 15,773,453, and the plaintiff.

1. Basic facts

A. The plaintiffs as the parties and the defendant, and the national bank, the Korean Bank, the Korean C&T Bank, the Busan Bank, and the Busan Bank (hereinafter referred to as the "In the case of a financial institution that is a stock company, the part of the "stock company" among its trade names is omitted) holding claims against the stick (hereinafter referred to as the "weick") of the company.

B. The Korea Federation of Banks (hereinafter “the Korea Federation”) intends to operate a small and medium enterprise’s business normalization by providing support to small and medium enterprises through the lending and conversion of the settlement money for losses from monetary options transactions, extension of maturity, reduction of and exemption from interest, reduction of interest rates, conversion into investment in kind, new funds, and other similar methods in order to promote the business normalization of the transaction company, and to enhance the financial soundness of the creditor banks, the Korea Federation of Banks (hereinafter “Korea Federation of Banks”) shall operate the “Fst-Track Program” (hereinafter “FTP”) on October 13, 2008. The Korea Federation of Banks (hereinafter “instant Guidelines”).

was enacted and its main contents (based on January 1, 2012 amended on January 9, 2012).

(A) The definition of the terms used in the Guidelines for the Definition of Terms shall be as follows:

4."Self-Governing Council" (hereinafter referred to as the "Self-Governing Council") shall be:

5. The term "FTP-related enterprise" means an enterprise selected as an enterprise eligible for liquidity support at a creditor bank or an autonomous council of creditor banks or autonomous councils; 6. The term "creditor bank" means any of the following entities that must comply with this guidance:

Financial institutions authorized by the Banking Act

(d) Industrial Bank of Korea under the Industrial Bank of Korea Act;

(e) under the Credit Guarantee Fund Act;