A defendant shall be punished by imprisonment for one year.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

[criminal records] On January 11, 2018, the Defendant was sentenced to a suspended sentence of one year for a violation of the Electronic Financial Transactions Act at the Jeonju District Court on April 4, 201, and the judgment became final and conclusive on January 19, 2018.

[Criminal facts] The Defendant, on March 13, 2017, is able to grant a loan from a person under name and infinite, claiming that he/she is KB National Bank Employees C, at an annual interest rate of 3% up to 40 million won.

On the other hand, the loan amounting to KRW 20 million is paid to the sender according to the direction of us as the thesis to deposit the loan to the account of the new Nonghyup Bank (D).

If so, additional KRW 20 million will be deposited.

“ receives a proposal.”

On December 21, 2016, the Defendant offered a proposal to offer KRW 5 million upon lending a cash card to the Defendant’s bank account under the name of the Defendant, and lent a cash card connected to the Defendant’s bank account, and was under investigation by being used for the so-called Bosing fraud, and thus, the money deposited into the Nonghyup Bank account in the Defendant’s name can be deemed as the amount of damage to the Defendant’s fraudulent act.

Although I think that 40 million won can be loaned, I would like to accept the proposal of the person without the name of the defendant and, if the money was deposited in the above Nonghyup Bank account under the name of the defendant, I would like to collect and deliver the money deposited in accordance with the order of the person without the name of the defendant.

Accordingly, the defendant, around March 13, 2017, notified the person in unsound name of the defendant by telephone the account number of the above Nong Bank account in the name of the defendant, and the person in unsound name assumes the victim F by telephoneing to the victim F in the same day and misrepresenting the victim F to lend money of KRW 20 million at low interest, and if he transfers money to the account notified to him by borrowing the loan of KRW 20 million from the modern capital because of low credit rating, the above money will be repaid immediately and the loan will be made by raising credit rating.

“Falsely speaking,” and its affiliation is 20 million won from the damaged party’s account in the name of the defendant on the same day.