1. Of the judgment of the court of first instance, the part against the defendant in excess of the amount ordered to be paid below shall be cancelled.

1. Determination as to the cause of claim

A. The plaintiff's assertion entered into a contract to use Samsung Card with Samsung Card Co., Ltd. on May 2, 200, and 1 million won from Samsung Capital Co., Ltd. on March 10, 2001, 11 million won from LG Capital Co., Ltd. on August 4, 2001, and 8.58 million won from LG card Co., Ltd. on August 21, 2002.

The Plaintiff received or transferred credit card use price claim and loan claim from Samsung Card Co., Ltd. to the Defendant. Therefore, the Defendant is obligated to pay the Plaintiff the sum of KRW 14,940,305 and delay damages therefrom.

B. Determination 1) According to the overall purport of Gap evidence Nos. 4 through 6, 8, and 9 and arguments, Samsung Card Co., Ltd. entered into a credit card use contract with the defendant on May 2, 2000, and notified the transfer of credit card payment claims to the plaintiff on May 13, 2005, Samsung Capital Co., Ltd loaned KRW 1 million to the defendant on March 10, 2001, and transferred the loan claims to the Korea Asset Management Corporation on April 30, 2003, the Korea Asset Management Corporation notified the plaintiff of the transfer of the loan claims on May 13, 2005, the balance of KRW 10,100,000 to the defendant on May 4, 2001, KRW 205 to KRW 361,50,000, KRW 816,000 to the plaintiff on May 13, 2005, and the defendant notified the plaintiff of the transfer of the loan claims.