A defendant shall be punished by imprisonment for six months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

On November 2018, the Defendant, while making a telephone conversation with a name scaming investigator who assumes a false representation in BFC, received a proposal that “a loan can be made even if personal rehabilitation is in progress. If 12 million won is extended at the interest rate of 14% per annum, money from the account in the name of the Defendant shall be deposited in the BF in the name of the Defendant and the credit rating shall be enhanced. If money is deposited in the account in the name of the Defendant, it shall be delivered to the money officer.” The Defendant sent his identification card and the front of the passbook to the said BF.

On November 13, 2018, when transmitting the account number in the name of the Defendant, the Defendant used the victim’s smart bank account at the I apartment complex at Gamyang-si, the Plaintiff transferred KRW 15 million to the Defendant’s name B (J) account, using the Plaintiff’s smart bank account at the time of light-si, around November 16, 2018, by falsely stating that “A loan may be made up of KRW 23 million at low interest. It is possible to grant a loan from a lending company by obtaining a loan from the lending company, and making a loan from the lending company (G and H to the account informing the loan of the loan.”

After receiving a proposal from the employees of Bosing Co., Ltd. who misrepresented a financial institution to lend the physical card by raising the false transaction performance, the Defendant was aware that the physical card was used for the crime of Bosing and was punished for the crime of violating the Electronic Financial Transactions Act. In the normal course of lending, the Defendant was already aware of the fact that the loans of the Defendant with low credit rating of KRW 15 million to KRW 20 million are not approved, by ascertaining the Defendant’s credit status and financial status during the normal course of lending, etc.