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A defendant shall be punished by imprisonment for not less than eight months.
Reasons
Criminal facts
The defendant is a person who sells a mobile phone from November 3, 2010 to the name of Kimhae-si C.
In fact, the defendant has no intention to purchase a motor vehicle, and he has purchased a high-priced motor vehicle with an installment loan under the name of purchasing a motor vehicle and offered cash by the method of immediate disposal, and used it as a mobile phone store operating expenses.
1. On April 15, 2011, the Defendant: (a) purchased a HG car free agent E, which was found in the Kimhae-si mobile phone store on April 15, 201; (b) purchased the HG car using the victim LAF to purchase the HG car; (c) borrowed 3,350,000 won at the agreed interest rate of 7.50% per annum; and (d) prepared and submitted an application for F goods as if he/she would pay 671,272 won per month for 60 months.
However, in fact, the defendant does not have any intention to purchase a motor vehicle in fact and there is no intention or ability to repay a loan due to the lack of any specific income to the extent that he/she intends to use a high-priced vehicle as a mobile phone operating expenses by purchasing a high-priced vehicle with an installment loan under the name of purchasing a motor vehicle
After deceiving E as above, the Defendant entered into an installment contract to purchase 3,50,000 won of the principal to make a single unit of HG car from the victim through E, and the installment contract to purchase 60 months of the installment period, the Defendant acquired and acquired the pecuniary benefits equivalent to the remaining installment amount from the victim by not paying 31,637,145 won.
2. On August 2, 2011, the Defendant: (a) purchased the A6-car by using the “A6-car” F in the “A6-car in the Si/Gu Si/Gu Si/Gu Si/Gun/Gu H H-si in Busan; (b) made and submitted an application for F goods as if the agreement took out loans of KRW 48,00,000 at a rate of 13.67% per annum; and (c) monthly loans of KRW 1,303,739 per month for 48 months.
However, the facts are as stated in paragraph (1).