(영문) 서울중앙지방법원 2016.08.10 2015가단5059774

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(영문) 서울중앙지방법원 2016.08.10 2015가단5059774

양수금

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1. The defendant shall pay to the plaintiff the amount of KRW 45,866,956 and the amount of KRW 19,227,849 from June 29, 2016 to the day of full payment.

Reasons

1. Facts of recognition;

A. 1) The Korea Exchange Bank Co., Ltd. (from the following to the second place, the “stock company” is omitted from its trade name from the date of the second presentation.

The Defendant issued a credit card to the Defendant on June 12, 2008 at the Defendant’s request on June 9, 2008, and the settlement date of the amount of the credit card used for delivery is the 15th day of the following month. However, the interest rate was agreed at 19.9% per annum (hereinafter “first bond”).

(2) The Defendant did not pay the credit card usage price of the first credit card as follows. On January 15, 2010, the monthly statement used the monthly statement made 203,333, and on January 15, 2010, "1,066,66" 3,000 units of cash services " " 126,666 units of cash services" 126,66 units of " 126,66 units of 20 units of credit card (3 units of credit card) 126,66 units of 20 units of credit card units (2 units of credit card) 30,70 units of credit card units (3 units of credit card) 20,3333 units of credit card units and 20,360 units of credit card units on February 15, 2010, "30,360 units of credit card units and 263 units of credit card units on March 6, 2010 units of credit card units (3 units) 26.

(B) From January 15, 2010 to December 15, 2009, the Defendant paid 8th installment of the second installment of the claim, but did not pay from January 15, 2010 to the 9th installment of the claim.

The total amount of unrepaid repayment is KRW 4,666,656.

3) On December 29, 2003, Han Bank extended a limit of KRW 10 million to the Defendant. On December 29, 2004, Han Bank agreed on the expiration date of the lending period to the Defendant on December 29, 2004, 17% per annum if the interest rate is less than three months in arrears, and 19% per annum if the interest rate is more than three months in arrears (hereinafter “third claim”), and 1,2, and 3 claims as well as each of the instant claims.

The defendant's spouse B is the defendant's spouse.

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