Defendant

A Imprisonment with prison labor for one year, and for six months, each of the defendants B.

, however, the defendant from the date of this judgment.

Punishment of the crime

1. Defendant A, with respect to criminal power and public offering of the Defendants, lent money from July 2013 to March 1, 2014 to loan applicants with the mutual name of “E” from the office located in Dongjak-gu Seoul Metropolitan Government D, and let loan applicants purchase goods such as coffee, etc. through the settlement of mobile phone small amount. If the loan applicants receive the said goods on behalf of the loan applicants and then receive the said goods and then collect the loan and then recover the unregistered loan.

Defendant

B as Defendant A’s senior friendship, Defendant A has lent money equivalent to KRW 50 million in total to Defendant A several times from July 2013 under the name of the loan company’s operating expenses, etc., and the same year as Defendant A on February 1, 2014.

3. Around January, 200, upon Defendant A’s request from Defendant A to directly assist in the operation of credit business, the said office concluded a loan agreement by making telephone calls with the loan applicants, or conspired to make loans remitted to loan applicants, or prepare personal information such as the resident registration number of loan applicants as an X-cell file for convenience in the operation of credit business, and store such information on computers located at the office.

2. Defendants’ co-principal conduct

(a) A person who intends to engage in credit business in violation of the Registration of Credit Business and Protection of Financial Users Act shall register with the Special Metropolitan City Mayor, a Metropolitan City Mayor, a Special Self-Governing City Mayor, a Do Governor or

Nevertheless, the Defendants did not register with the competent authority in accordance with the above public offering, and loaned KRW 295,720 to F who wishes to borrow money in the above office around February 2014, and carried out credit business for many unspecified persons, such as the content of the attached list of crimes (1).

(b) Purpose of violating the Personal Information Protection Act.