1. The Plaintiff’s contract for a loan on January 30, 2013 to the Korea Agency for the Defendant, Inc.

1. Facts recognized;

A. On June 30, 2004, the Plaintiff and Defendant AB life insurance company concluded an insurance contract (insurance number B; hereinafter “instant pension insurance contract”) entered into with Defendant AB Life Insurance Co., Ltd. (hereinafter “Defendant AB”), and entered into an insurance contract (insurance number C; hereinafter “instant life insurance”) entered into as stated in attached Table No. 2 on July 2, 2004.

B. On January 16, 2013, D, the Plaintiff’s friendship, who opened the instant account, visited the luxal point of Defendant Korea Standards Bank (hereinafter “Defendant Bank”) and completed the Plaintiff’s driver’s license, who was in possession of the Plaintiff’s possession without the Plaintiff’s permission, pretended to be the Plaintiff, and stated the Plaintiff’s name, resident registration number, and address in the written application for bank transaction, and signed the name of the Plaintiff, and then filed an application for opening the account with the Plaintiff. The Defendant Bank opened an account under the Plaintiff’s name (Account Number E; hereinafter “instant account”). The Defendant Bank issued the passbook to D.

C. A) On January 16, 2013, upon receiving the instant passbook, D applied for loans of KRW 18,90,000 to the Defendant bank without the Plaintiff’s permission, and submitted to the Defendant bank for loans of KRW 18,90,000,000 to the instant account after obtaining the said loan application. D transferred KRW 18,90,000 from the instant account to its own account and arbitrarily consumed the instant passbook, and subsequently repaid KRW 18,90,000 to the Defendant bank on January 24, 2013.

3D, on January 30, 2013, presents the plaintiff's driver's license that the defendant bank possessed without the plaintiff's permission, pretending to be the plaintiff.